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Coverage & Billing

Coverage & Billing

Your Insurance Likely Covers Your Care — We Accept 12+ Major Insurance Plans

Accepted Insurances

We work with the most widely used insurance providers in Delaware and Maryland to maximize your coverage and minimize your out-of-pocket costs.

Highmark BCBS
AmeriHealth
Ambetter Health
UnitedHealthcare
Aetna
Humana
Cigna HealthCare
Delaware First Health
WellCare
Highmark Health Options
MultiPlan / PHCS PPO
TRICARE

How Insurance Works With Us

Verifying Your Coverage

Before your first appointment, our team will verify your mental health benefits directly with your insurance company. We'll confirm your copay, deductible status, and any authorization requirements — so you have no surprises at your appointment.

What to Expect With Insurance

Most patients pay only their standard mental health copay (typically $20–$50 per visit) after their deductible is met. Mental health parity laws require insurance companies to cover psychiatric care at the same level as medical care.

Out-of-Pocket Costs

If you have a high-deductible plan, you may pay more out-of-pocket until your deductible is met. We offer flexible payment options and can work with you to create a payment schedule that fits your budget.

No Surprise Billing Policy

We are committed to full billing transparency. Under the No Surprises Act, you have the right to a Good Faith Estimate of costs before your appointment. We will always provide this upon request.

Verify Your Coverage

Submit your insurance information and we'll verify your mental health benefits within one business day.

Insurance Verification Request

We'll contact you within 1 business day with your benefits information. All information is HIPAA-protected.

Don't Have Insurance?

Quality psychiatric care should be accessible to everyone. We offer flexible payment options so cost is never a barrier to your healing.

Cash-Pay Rates

Transparent, competitive self-pay rates for all services. Ask about our cash-pay pricing when scheduling — no hidden fees, ever.

Flexible Payment Plans

We offer payment plans for patients who need to spread the cost of care over time. We'll work with you to find an arrangement that fits your budget.

Sliding Scale Consideration

In some cases, we can discuss sliding scale fees based on income and financial need. Please ask about this option when you call to schedule.

Community Resources

We can refer you to additional community resources, state programs, and assistance options that may help cover the cost of your care.

Ready to Schedule?

We accept most major insurance plans and offer flexible self-pay options. No referral required.

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